Required documents

For personal and business loan requests, you generally need identity proof (PAN, Aadhaar), address proof (utility bills, Passport), and income proof (last 3–6 months' salary slips and bank statements).

For a business loan, you'll need the same personal identity and address proofs, plus business-specific documents like registration certificates, GST certificates, proof of business continuity, business financial statements (audited balance sheet, profit & loss statements, last 6–12 months' bank statements), and the firm's income tax returns.

Personal Loan Documents

Identity Proof:

• PAN Card
• Aadhaar Card
• Passport
• Voter ID
• Driving License

Address Proof:

• Aadhaar Card
• Passport
• Utility Bills (Electricity, Phone, Gas)
• Voter ID
• Rent Agreement

Income Proof:

• For Salaried Individuals: Latest 3–6 months' salary slips
• For Self-Employed Individuals: Income Tax Returns (ITR) and bank statements

Bank Statements:

• Last 6 months of bank statements for your primary operative account

Other:

• Duly filled application form