Application Process

Check Eligibility

Fill out basic details; get instant eligibility evaluation.

Select Loan Tenure

Choose your loan amount and favourably structured repayment term.

Upload Documents

Complete KYC and income verification securely online.

Get Disbursed Instantly

Funds transferred directly to your bank account in minutes.

Welcome to AadhaarSathi

AadhaarSathi is a private financial service provider that assists customers in connecting with banks and NBFCs (Non-Banking Financial Companies) for personal loans.

We are not affiliated with UIDAI, NPCI, or any government authority.
Our mission is to provide simple, transparent, and reliable assistance in the loan application process.

Loan Details at a Glance

Loan Tenure (Repayment Period)
Minimum 12 months to maximum 180 months
Annual Percentage Rate (APR)
Fixed at 6.99% per annum
Representative Example (Total Cost of Loan)
If you borrow ₹2,00,000 for 24 months at an APR of 6.99%, the total interest payable will be approximately ₹14,400. The total repayment amount will be ₹2,14,400.

Loan Disclosure

Repayment Period: 12 to 180 months
APR: 6.99% per annum
Representative Example: Borrowing ₹2,00,000 for 24 months at 6.99% APR results in a total repayment of ₹2,14,400 (including ₹14,400 interest).

What Sets Us Apart

Unique Credit Model

Better offers, even with lower credit score

100% Transparent

No hidden charges or surprises

Hassle-free

No agents, direct digital process

Flexible Tenure

12 to 180 months

Fast Personal & Business Loans

Need funds urgently? Our 24-hour loan service delivers quick personal loans, ensuring your application, approval, and disbursement are all handled within a single day. Perfect for emergencies like medical bills, car repairs, or sudden expenses.

These loans are unsecured, require minimal documentation, and are processed entirely online for your convenience. While offering rapid access to funds, they may carry a slightly higher interest rate compared to traditional loans.

Simple Steps to Get Your Loan:

Submit Application Online:
Fill out your loan request easily through our website or app.
Verify Your Identity Digitally:
Upload required documents and complete a secure digital KYC process.
Receive Swift Approval:
Your eligibility is assessed quickly using credit and income data.
Get Funds Instantly:
Once approved, the money is transferred directly to your bank account, often within hours.

All set in just 24 hours!

Key Features and Advantages of Taking a Loan

AadharSathi is your reliable digital loan partner, enabling individuals and businesses to access fast and affordable financing solutions.

Quickly check your loan eligibility in just 5 minutes
Borrow amounts ranging from ₹50,000 up to ₹25 Lakhs
Choose from flexible repayment terms lasting up to 15 years
Receive loan disbursal within 24 hours of approval
Avail competitive interest rates starting at 0.75% per month (equivalent to 9% annually*)
Benefit from a seamless digital experience, from application through to repayment

Our Mission

To make financial services simple, transparent, and accessible for everyone in India.

Why Trust Us?

Registered and compliant with financial regulations.
Partnered with leading NBFCs and banks.
100% secure digital platform with complete data privacy.

Your Gateway To Strategic Business Loans

Personal Loan

Borrow ₹50,000 – ₹15,00,000
Flexible tenure: 12 – 60 months
Uses: Medical, travel, education, home renovation

Home Loan

Loan up to ₹25 Lakhs
Tenure up to 180 months
Low interest, easy documentation

Business loan

Loan amount: ₹1,00,000 – ₹25,00,000
Tenure: 12 – 180 months
Uses: Working capital, expansion, equipment purchase

Education Loan

Covers tuition fees, books, hostel charges
Affordable EMI with flexible repayment options

Secured loans

Loans backed by collateral for lower interest rates
Ideal for renovations, expansion, debt consolidation

Loan Against Property

Use your property to secure higher loan amounts
Ideal for renovations, expansion, debt consolidation

Rates & Charges

Minimum Loan Amount

Rs. 50,000 /-

Maximum Loan Amount

Rs. 25,00,000 /-

Tenure Days

Min 12 Month Max 180 Month

Processing Fee

Upto 2% of loan amount

No Pre

No pre - closure charges

ROI (Rate of interest)

Upto 1% Per Day

GST on processing fee

18%

APR (Annual Percentage Rate)

6.99% per annum

Bounce Charges

Rs. 500 /- Per Bounce

Loan Amount	Rs.1,00,000
APR	6.99% per annum
Tenure	12 Month
Processing Fees	Upto 2% of loan Amount
Gst on Processing Fees	18%
Amount Disbursed	Rs. 97,640
Total Repayment Amount	Rs.1,03,827
Total Interest	Rs.3,827

⚠️ Disclaimer: AadhaarSathi is a private service provider and is not affiliated with UIDAI, NPCI, or any government authority. We only provide assistance with loan applications and documentation. Loan approval, interest rates, processing fees, and other terms are solely determined by the respective lender (Bank/NBFC). “Instant Loan” refers to faster processing, but the actual approval time depends on eligibility and documentation. Please read all terms & conditions carefully before applying.

Apply for Personal or Business Loan from ₹50 K to ₹25 L in Minutes

Fast. Secure. Hassle-free.